For individuals in Spain

A personal tax assistant that remembers the whole case

Start with a Renta question, an AEAT letter or a document you do not understand. Ramón looks at your situation, explains what matters and prepares the next step.

Your documents, calculations, correspondence, decisions and deadlines stay together, so you do not have to start from scratch every time.

See what Ramón can handle Choose a plan

Start with what is happening, not the tax form

You do not need to know which tax or modelo applies

Describe the situation in your own words or upload the document. Ramón will identify the relevant questions, information and next step.

Understand your tax position

Unsure how your residency, income and deductions fit together?

Ramón connects the relevant details so you can see the full picture.

Not sure whether you need to file?

Ramón identifies the taxes and supported returns that may apply.

Want to estimate your Renta return?

Ramón estimates what you may owe or receive, based on the information in your case.

Could you qualify for tax relief or a rental deduction?

Ramón checks the relevant tax year, region and details of your situation.

Filing or paying late?

Ramón explains the current surcharge, interest and potential penalties — and helps you prepare the next step.

Deal with letters and documents

Received an AEAT letter?

Ramón explains what the authority needs, identifies the response deadline and prepares a reply for your review.

Have a payslip, certificate, invoice, contract or other tax document?

Ramón reads it and highlights the facts, figures, dates and deadlines that matter.

Not sure what a document means?

Ramón explains what happened, what may be required and what you can do next.

Something is missing?

Ramón identifies the facts and documents still needed and gives you a clear checklist.

Need to contact an authority?

Ramón drafts the application, letter or reply in Spanish for your review.

Prepare the next step

Filing a supported return yourself?

Ramón organises the information, prepares the supported calculation or draft modelo and guides you through the next steps.

Need a digital certificate or access to a tax portal?

Ramón guides you through registration, obtaining a digital certificate and accessing the relevant Spanish tax portal.

Not sure what to do next?

Ramón turns the situation into a practical checklist, including what to prepare and where the documents may need to go.

Preparing for your gestor or tax adviser?

Ramón creates one clear pack with the situation summary, documents, calculations and outstanding questions.

Stay organised over time

Losing track of documents and calculations?

Ramón keeps them organised with the correspondence, decisions and history of the case.

Worried about a deadline?

Ramón can help you identify upcoming deadlines and prepare a checklist. You remain responsible for tracking and meeting them.

Planning household finances or tax payments?

Ramón builds a budget using the income, expenses and planned payments you provide.

Want a clearer picture of your money?

Ramón organises income, expenses and expected or completed payments so you can see what is coming next.

What Ramón can calculate depends on the tax, tax year, region and details of your situation. Check any result before filing a return or replying to the authorities.

One matter. One complete history.

Ramón carries the case forward

Each personal tax matter keeps its own documents, correspondence, calculations, deadlines and decisions. When you return, Ramón starts from what is already known and asks only for information that may have changed.

01
Start with what needs attention
Ask a question or upload a letter, payslip, contract, certificate or other document.
02
Build the case as you go
Ramón keeps confirmed information, documents, calculations, correspondence and open questions together.
03
Prepare ahead
Ramón helps identify missing documents and deadlines and prepares estimates, drafts and checklists for the next step.
04
Continue without starting again
Return next month or next year. Ramón keeps the history and checks what has changed before using it again.

Documents remain connected to the relevant case.

When life changes

Your tax position may change too

A move, a new job, a property transaction or income from another country can affect more than one part of your tax situation. Ramón helps you connect the details, identify what may need attention and prepare the right questions and documents.

Moving to or from Spain

Organise dates, residence information, income sources and supporting documents in one case.

Starting a new job or receiving income from a new source

Review the relevant documents, withholding and possible effect on your Renta return and budget.

Buying, selling or renting a home

Keep contracts, invoices, certificates and tax questions together, and identify the documents needed for the next step.

Receiving income or documents from another country

Organise the facts, identify the relevant Spanish tax questions and prepare the case for further review where needed.

Prepare for your own adviser

Need a professional review?

Ramón helps you assemble the facts, documents, calculations and open questions so you can share them with a professional you choose.

Review, advice and filing are handled by you or your own professional outside Ramón. In-product gestor review is not yet available.

A clear boundary

Ramón prepares. You decide.

Ramón does not sign, submit or send anything to the authorities on its own.

You can complete the next step yourself, take the prepared case to your own adviser.

Calculations and drafts show which information was used, what still needs checking and which official sources are relevant.

Sort out today’s tax question. Stay ready for what comes next.

Start with a question or document. Ramón will build the case with you, keep it organised, prepare the next step and bring it back when it needs your attention.

Choose a plan See how Ramón works