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Understand the issue. Prepare the calculation, letter or documents.

Ramón helps you turn a tax answer into practical action: gather documents, estimate an amount, build a budget or draft a letter. Explore the tasks it can help you with.

Tax answers and practical help

Taxes and modelos

  • Assess your tax situation.
  • Check whether you need to file a return.
  • Prepare tax estimates.
  • Prepare drafts of supported modelos.
  • Explain late filing or payment, surcharges (recargo), interest and possible consequences.
  • Show the rules, official sources and information used.
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RamónTaxes and modelos
You

Check whether I need to file a return and prepare a tax estimate.

Ramón

Information needed for the calculation

Tax year and region
Confirm details
Income and expenses
Add information
Calculation and form availability
Check this situation

Result: a tax estimate and a draft of a supported form once the details have been confirmed.

Rules applied · information used

Illustrative interface. Not a screenshot of the live app.

Documents and invoices

  • Read photos, PDFs and scans.
  • Extract amounts, dates, key details and obligations.
  • Keep documents organised in separate cases.
  • Compare versions and identify missing information.
  • Help organise documents into folders once Google Drive is connected.
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RamónDocuments in one case
You

Bring together my invoices and statements, extract the key details and check what’s missing.

Ramón

Case documents

Sample_invoice.pdf
Amounts and key details
Sample_statement.pdf
Dates and transactions
Expected invoice list
Check for missing documents

Connect Google Drive to work with documents in folders you’ve granted access to.

Separate case · documents · versions

Illustrative interface. Not a screenshot of the live app.

Money and budgeting

  • Track income and expenses.
  • Create a personal or business budget.
  • Plan how much to set aside for tax.
  • Show expected incoming and outgoing payments.
  • Calculate profit, margin and potential cash shortfalls.
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RamónMoney and budgeting
You

Create a budget using my figures and allow for upcoming tax payments.

Ramón

Budget breakdown

Income and expenses
Your figures
Money set aside for tax
Initial plan
Incoming and outgoing payments
By date

Profit, margin and potential cash shortfalls are calculated using the figures you provide.

Budget · payment plan · details to confirm

Illustrative interface. Not a screenshot of the live app.

Letters and working with advisers

  • Draft letters to AEAT, banks, clients and suppliers.
  • Bring together the facts and documents for your gestor.
  • Translate and explain replies in Spanish.
  • Keep a record of decisions and outstanding questions.
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RamónLetters and working with advisers
You

Draft a letter in Spanish and put together the documents and questions for my gestor.

Ramón

Ready for review

Summary of the situation
Confirmed facts
Draft letter
In your chosen language
Attachments and questions
In one case

Check the facts and attachments before sending. The record of decisions stays in the case.

Draft · documents · outstanding questions

Illustrative interface. Not a screenshot of the live app.

Available calculations depend on the tax, period, region and your circumstances. You or your adviser should check the result before filing a return or sending a reply.

Taxes and returns

Ramón uses your information to explain the rules and help you decide what to do next. Depending on the task, it can:

  • help you understand whether you need to file a return;
  • check the conditions for tax relief;
  • prepare an estimate;
  • gather the information and draft a tax form (modelo);
  • explain possible consequences of late filing or payment and additional charges;
  • provide links to official sources.

Support depends on the tax, period, region and circumstances. Calculations and draft forms are not available for every task.

Documents and invoices

Ramón reads a photo, scan or PDF, extracts amounts, dates and key details, and saves the document in the selected case.

It helps you compare versions, identify discrepancies and check whether all expected invoices have arrived. This check requires a list of expected documents.

Once Google Drive is connected, you can work with documents in the folders you’ve granted access to.

For autónomos · For SL companies

Budgeting: compare your plans with the figures

Ramón creates a personal, household or business budget using your income, expenses and plans. It compares the budget with the figures you add and helps you adjust it.

For businesses, it also helps calculate profit, costs and margins, and assess whether expected income will cover upcoming payments.

Calculations use the figures you provide. Bank data does not appear automatically without a separate connection.

For individuals · For businesses

Letters and working with advisers

Ramón drafts letters to the tax authority, banks, clients and suppliers. It helps translate documents, explain their contents and gather questions.

For your gestor, it prepares a summary of the situation, a document list and outstanding questions. You or your adviser review and send the letters and documents.

Preparing documents for your gestor

Saved cases

A case keeps documents, calculations and history together for one subject, such as Renta, autónomo expenses or a company tax question.

When you return to a task, Ramón uses the information in the selected case and checks it if circumstances have changed. Personal and business matters can be kept separate.

How your data is processed

Three ways to use Ramón

Telegram, the web app and Mini App give you access to the same tasks, documents and history. Choose the interface that suits you; you don’t need a separate subscription for each.

Choose a plan

Stay in control of your documents and data

Tax documents contain personal and financial information. You need to know how Ramón uses it, who can access it and how to manage your saved data.

Personal and business cases stay separate

Documents and information stay in the selected case and are not moved to another without your action or consent.

Your data is not sold or used for advertising

Technical service providers may process data to run the service. Their roles and processing terms are explained in the Privacy Policy.

You control connected services

You grant access to Google Drive and other services, and you can withdraw that permission.

Manage your saved data

You can request access to your data, corrections or deletion. The process and mandatory retention periods are explained in the Privacy Policy.

How Ramón handles your data

Understand your taxes today. Stay organised all year.

Start with the question you need to resolve. Upload a letter, invoice or other document. Ramón will help you understand the situation, gather missing information and prepare the next step.